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Issue #03 Vol. #01 - August 2000



Photo Album

Why Adopt?

Adoption Sites

NDRC's Poll

Puppy Mills

Are You Nuts About Mutts?

To Neuter or Not to Neuter?

Breed Index

Link To Us!

Canines Online

October: Adopt a Shelter Dog Month  

Dogs in the Encyclopedia

Dog Facts

Ways To Help When You Can't Adopt

Awards I Have Won

Win My Award

Award Winners

Sign My Guestbook!        

View My Guestbook! 

What Is Rescue?

Your Dog's Age

Quiz: Are You Ready For A Dog?

What is Your Dog Saying?

How to Choose the Right Dog

Preparing for your New Dog


Books and Magazines

Taking Care of your Dog

First Aid Supplies for your Dog

First Aid 

Toxic Plants for your Dog

A Checklist for a Healthy Dog

Warm and Cold Weather Suggestions  

Dog Food


Save a Stray




C A N I N E S   O N L I N E ™
Copyright 2000 Canines Online ™
Issue No.3 , Vol.1, August 4, 2000

   -- To Insure or Not To Insure?
   -- Did you know?
=>News Briefs:
=>Book Corner:
   -- Dogs Never Lie about Love
   -- Legacy of the Dog
   -- The Right Dog for You
=>Featured Site:
=>Featured Breed:
   -- Golden Retriever
=>Product News, Reviews, and Coupons:
   -- Vehicle Restraints for Pets
=>The Tail End

To Insure or Not To Insure?

Why Pet Health Insurance?
What can you do if your pet has a serious illness or accident? How can you pay the bills? It's no cheaper for your dog to get medical treatment than it is for you. Pet insurance may be a good option for you. It became available in the United States in 1982. It's been a bumpy road since then; about 30 different pet insurers came and went between 1982 and 1998. Other companies sprang up that still survive today, offering a multitude of plans and prices to protect your dog's health and well being and your peace of mind.

How Does It Work?
Pet insurance works a lot like people insurance does. There are traditional Blue Cross/Blue Shield-type plans, pet HMOs and even discount clubs. Unfortunately, like people insurance, most pet insurance policies involve a lot of fine print, including coverage levels, waiting periods for policies to take effect, exclusions, deductibles, payout caps per incident, per year and per ailment, and extremely limited coverage for older dogs, so do your homework before you buy. You might want a locally-based discount plan for pets, which might be better for you than one of the bigger plans, depending on both your financial situation and the kind of dog you own.

Some Questions to Ask
Frequently, congenital and hereditary illnesses, as well as pre-existing conditions such as hip dysplasia or a collapsed trachea, are not covered by pet insurance. Talk to several companies before you buy. Some will insure dogs that are notorious for hereditary problems, with accident-only coverage. Sometimes a 20 percent surcharge is added for large-breed dogs. Ask about these things. There's also some question as to what constitutes a pre-existing condition. Make sure you find out what the waiting period is for your pet's insurance coverage; also ask if a telephone call to a vet before the policy takes effect would count as a diagnosis. Nearly all companies' premiums are based on your dog's age, and some policies will insure dogs for accident-only coverage after they reach the age of 8 or 10 years.

Other Questions to Ask
Will the insurer cover routine wellness care, such as inoculations against distemper, rabies and other diseases? What about testing and treatment for heartworms? Dental and eye care? Neutering or spaying costs? Cesearean sections? Nail trimming and grooming? Flea and tick control? Prescriptions? Some insurance companies will do these things, but only if you have an additional protection that generally runs about $100 per year. What are the deductible levels on the policy? Is there a lifetime limit on payouts? What are the annual caps on payment? What are the caps for specific illnesses and specific incidents? Will you get a discount for insuring extra pets? Are you limited to the insurer's choice of veterinarians, or can you choose your own? How long does it take, on average, for a claim to be processed? And don’t forget to ask yourself can you pay for the policy on a monthly basis? Find out before you buy.

Costs for Traditional Plans
The larger traditional-style insurance plans, where you go to the veterinarian of your choice, is available in most states. Most offer three levels of insurance coverage for your dog. The first, basic, includes coverage for accident, illness, non-elective surgery and hospitalization, less deductible. Depending on the age and sometimes the size of your dog, the charges are $101 - $146. The mid-range plans, cost $171 - $276, respectively. The mid-range plans offer some preventive health care screening services like testing for heartworms, as well as basic accident and illness coverage. Some have a top-level plan, costing from $362 - $434. Some plans have a wellness rider that can be added on to either of its other plans for $99. The wellness rider offer more in the way of coverage for routine veterinary services, such as inoculations, testing and treatment for heartworms, discounts for flea control and the like. Deductible levels may also vary depending on the plan you choose.

HMOs for Dogs?
What if you want to insure your pet, but the breed is known to have congenital or hereditary problems? Pet Assure isn't exactly an HMO, but it offers its members discounts on all veterinary bills and services as well as on many pet health and grooming products, even if the condition your dog is being treated for is hereditary or pre-existing. The membership fees for these plans are fairly modest, running about $100 per year, with discounts usually averaging 25 percent for veterinarian visits and treatments. The only catch is that you can only go to a veterinarian who is involved in the program, the equivalent of a "preferred provider physician." And there may not be one in your area. But depending on your finances and the type of dog you have, one of
these plans may be worth checking out.

The Bottom Line
Pet health insurance has its problems, but is well worth looking into for some dog owners. In cases of catastrophic accident and illness, it can and has been a lifesaver for pets without draining the owners financially, or forcing them to make a decision to have a pet put down because they couldn't afford its medical treatment. But be an
intelligent consumer, and check out all your options before you buy. Make sure serious illness coverage is available for your older dogs as well as the younger ones. Talk to your veterinarian. Check out some of the websites listed below. Ask questions before you commit yourself and your pet. And even if you're still undecided about pet insurance, make sure to take your dog in for regular check-ups, boosters and screening tests. Prevention, whenever possible, or catching a problem in its earliest stages, is always the best cure.

Pet Insurance Websites

Did you know?…

bulletIf you completely clip a shorthaired breed, his coat will take about 130 days to grow in, but longhaired breeds require a full 18 months to regain their coat!
bulletThe Chinese-Crested Dog breed is hairless except for on top of his head and feet.
bulletThe coat of the Komondor, a Hungarian herd-protecting breed, falls naturally into long, cord-like tassels.
bulletUnbelievably, because of the numerous hairs (hundreds of thousands) that are growing at the same time on his body, the average dog produces about 60-70 feet of hair daily!

PETA is not 'no kill'
RICHMOND, VA -- It may seem surprising that People for the Ethical Treatment of Animals, a group that often comes to defense of rats, euthanized more than 1,300 cats and dogs last year. For more information:

Great outdoors or doggie drag?
OMAHA, NE -- A family's request for another dog from the Nebraska Humane Society was turned down once the counselor found out the dog would live outside. For more information:,3153,366290,00.html

Animals twice as likely to be killed as adopted in Va. shelters
RICHMOND -- The odds aren't good for cats and dogs brought to Virginia's pounds and shelters. For more information:

Police officers save lives of five starving puppies
LAS VEGAS, NV -- By opening a closet door in a vacant apartment Friday afternoon, Metro Police saved five lives. For more information:

Treats recalled due to salmonella
MURPHY, NC -- A pet treat maker has voluntarily recalled dog treats made from the ears of pigs, saying Monday the items may be contaminated with salmonella. For more information:

Tropical disease hounds dogs
In a baffling development, foxhounds in Canada and the northern half of the United States are succumbing to Leishmaniasis, an insect-borne infection. For more information:
More: Leishmania Fact Sheet
Leishmaniasis (LEASH-ma-NIGH-a-sis) is a parasitic disease spread by the bite of infected sand flies. For more information:

Dogs Never Lie about Love: Reflections on the Emotional World of Dogs by: Jeffrey Moussaieff Masson Jared T. Williams (Illustrator)
Our Price: $11.20
Retail Price: $14.00
As he guides readers through the surprising depth of canine emotional complexity, Jeffrey Masson draws from myth and literature, from scientific studies, and from the stories and observations of dog trainers and dog lovers around the world. But the stars of the book are Masson's own three dogs - Sasha, Sima, and Rani - whose delightful and mysterious behavior provides the way to exploring a wide range of subjects - from emotions like gratitude, compassion, loneliness, and disappointment to speculating what dogs dream of, how they perceive of other species (including humans), and how their powerful sense of smell shapes their perception of reality. As he sweeps aside old prejudices on animal behavior, Masson navigates through the rich universe of dog feeling to its essential core, their "master emotion": love.

Legacy of the Dog: The Ultimate Illustrated Guide to over 200 Breeds By: Tetsu Yamazaki Toyoharu Kojima
Our Price: $19.96
Retail Price: $24.95
Legacy of the Dog is the finest photographic guide to dogs ever assembled. Over 200 dog breeds are dramatically presented in more than 900 images by Tetsu Yamazaki, whose superb work also appeared in the best-selling volume Legacy of the Cat. Page after page of stunning portraits offers a glimpse of prize-winning dogs of all shapes, sizes, and colors - from the beloved golden retriever to the spirited Scottish terrier and the classic weimaraner. All 134 breeds currently recognized by the American Kennel Club are included, as well as a variety of breeds rarely seen outside their homelands. With its uncanny eye for canine excellence, here is a unique compendium of the world's dogs, in all their majesty and charm. This thoroughly engaging and informative book begins with a history of the dog and a discussion of the various dog groups - herding, working, sporting, hound, terrier, toy, and non-sporting breeds - followed by extensive studies of their various features, including eyes, ears, tail, fur color, and head. Later chapters focus on each dog group and include photographic profiles devoted to each breed, with information on its background, physical characteristics, personality traits, and care. A glossary and an index complete this indispensable volume.

The Right Dog for You: Choosing a breed that matches your personality, family and lifestyle By: Daniel F. Tortora
Our Price: $9.60
Retail Price: $12.00
This fully-illustrated guide to more than 110 breeds includes easy-to-read tables and pages of practical advice.

**************************************************************** is part of the Drs. Foster and Smith website. It covers all topics in reference to dog and cat care. With dog care, you can go to Puppy, Adult or Senior Care, so you know what to do in all the stages of your dog’s life. You can also Look up certain conditions that your dog may have, or is in that breeds’ genes. There is also a small section in that is just for fun. It has little quizzes like “Which Dog Breed Is It?” or “Fact or Fiction”. What ever you’re looking for has it!

Vehicle Restraints for Pets
Although there are no laws at this time requiring dogs to wear seat belts, we believe all pets like other members of your family should be restrained when traveling. Not only is it safer for your dog, but it will be safer for you as well. Many accidents have been caused by unrestrained pets who distract or physically interfere with the driver. Here are our top choices for keeping your pet safe during travel:

  1. Plastic crates provide the best protection, followed by wire cages. They keep pets contained during an accident and prevent injury from falling objects.
  2. Safety harnesses (seat belts) also provide excellent protection by keeping your pet in its seat. Harnesses offer complete visibility and allow your pet to sit or stand up and generally shift its position to get comfortable. Car seats, very similar to those used for infants, offer the same protection for smaller breeds.
  3. Barriers confine pets to the back of a vehicle. While they prevent pets from interfering with the driver, barriers do little to protect them from being thrown around during sudden stops or turns.

If you drive a pickup truck, please do not put your dog in the truck bed unrestrained. This is against the law in many states, and for good reasons. Use a cage or crate and secure it so it cannot slide around.

To buy a safety harness or any other supplies that you need at PetsMart click the link below.

Breed: Golden Retriever
Popularity: 2nd in the US
Country of Origin: England
AKC Group: Sporting
Function: hunting and retrieving
Life Span: 10-12 years
Appearance: strong, muscular
Color: golden
Coat Type: dense, water resistant
Grooming: regular brushing
Height: 21-24 inches
Weight: 55-75 pounds
Activity Level: medium-high
Watch Dog: average
Protection: very good
Intelligence: very high
Trainability: high
Good With Children: excellent
Good With Pets: very good
Good With Strangers: very friendly
Character: friendly, not loyal, family dog
Home Environment: fence, daily exercise, needs companionship
Best Owner: active, socialable
Potential Problems:
Behavior: most destructive as puppies
Physical: hip, shoulder, and elbow dysplasia
Recommendations: early socialization and obedience training

The Golden Retriever Handbook
D. Caroline Coile
Our Price: $7.96
Retail Price: $9.95
Whether owners of these handsome dogs keep them as house pets or as superb hunters, they'll find a wealth of information in this book on all aspects of purchasing, feeding, training, grooming, health care, and more. Titles in Barron's popular Pet Handbooks series instruct pet owners on health care, proper feeding and housing, and other facts important to owners and their pets. All books in this series have high quality, full-color photos, instructive line drawings, and run to an average of approximately 140 pages.

The Essential Golden Retriever By: Howell Book House Ian Dunbar (Editor) Julie Cairns (Editor)
Our Price: $6.36
Retail Price: $7.95
Get all the essential information needed to know about feeding, training and caring for a golden retriever. Special features include professional color photos and expert tips on how to make the dog a wonderful addition to the family.

Golden Retrievers: Everything about Purchase, Care, Nutrition, Diseases, Behavior, and Breeding By: Jaime J. Sucher
Our Price: $5.56
Retail Price: $6.95
This fact-filled volume instructs owners on general canine care, whether they keep their Retriever as a hunter or as a home companion. Books in the Complete Pet Owner's Manuals series present basic information about pets for new or soon-to-be owners. Advice and instruction covers feeding, housing, health care, training, grooming, protection against hazards, and much more. Texts emphasize pet care basics and are easy for all readers to understand, but most titles in this series also presents facts that even experienced pet owners and breeders will find new and useful. All books in this series are filled with high quality full-color photos and instructive line drawings. Length averages between 64 and 104 pages.

Rescue Groups:
Canadian Golden Retriever rescue groups

Companion Golden Retriever Rescue (UT)

Dallas Fort Worth Metro Golden Retreiver Rescue (TX)

Delaware Valley Golden Retriever Rescue (NJ)

GoldHeart Golden Retriever Rescue (N. MD)

Golden Beginnings Golden Retreiver Rescue of Texas (TX)

Golden Bond Golden Retriever Rescue (OR)

Golden Recovery Retrieving Retrievers Rescue Midwest

Golden Retriever Rescue Club of Charlotte (NC)

Golden Retriever Rescue Education And Training (MD)

Golden Retriever Rescue and Community Education (ID)

Golden Retriever Rescue for Central Texas (TX)

Golden Retriever Rescue of Central New York (NY)

Golden Retriever Rescue of North Texas (N. TX)

Golden Retriever Rescue of the Rockies (CO)

Golden Retriever rescue contacts

Golden Retriever rescue groups

Golden Retrievers in Cyberspace (CA)

Golden Retrievers in Need (NE. OH)

Golden Retriver Rescue Operated With Love Statewide New York (NY)

GoldenOpportunities Golden Retreiver Rescue of Illinois (IL)

Greater Houston Golden Retriever Club Rescue (TX)

LowCountry Golden Retriever Rescue (SC)

Middle Tennessee Golden Retriever Rescue (TN)

North East All-Retriever Rescue (CT)

Old Gold Senior Dog Rescue (LO)

Rescue a Golden of Arizona (AZ)

Retrieve A Golden Of Minnesota (MN)

Rogue Golden Retriever Rescue (OR)

San Antonio Golden Retriever Rescue (TX)

Secours Golden Retriever Rescue Quebec (Canada)

Tennessee Valley Golden Retriever Rescue (TN)

iGateway Golden Retriever Rescue (MI)

"A dog is the only thing on earth that loves you more than he loves himself."
-- Josh Billings


Home  |  Photo Album  |  Why Adopt?  |  Adoption Sites  |  NDRC's Poll  |  Puppy Mills  |  Breed Index  |  Link To Us!  |  Canines Online  |  Dogs in the Encyclopedia  |  Dog Facts  |  Ways To Help When You Can't Adopt  |  Awards I Have Won  |  Win My Award  |  Award Winners  |  Sign My Guestbook!  |  View My Guestbook!  |  What Is Rescue?  |  Your Dog's Age  |  Quiz: Are You Ready For A Dog?  |  What is Your Dog Saying?  |  How to Choose the Right Dog  |  Preparing for your New Dog  |  Supplies  |  Books and Magazines  |  Taking Care of your Dog  |  First Aid Supplies for your Dog  |  First Aid  |  Toxic Plants for your Dog  |  A Checklist for a Healthy Dog  |  Warm and Cold Weather Suggestions  |  Dog Food  |  Recipes  |  October: Adopt a Shelter Dog Month  | Save a Stray  |  Are You Nuts About Mutts? | To Neuter or Not to Neuter? |